Program Details
  • 100% financing up to $750,000**
  • 95%  financing up to $1,250,000**
  • 90% financing up to $2,000,000**
  • **Loan to value (LTV) financing options vary based on customer FICO score
  • Active employment contract required with proof of sufficient income and reserves. Minimum reserves required are two months PITI plus one month for each payment due between the first payment due date and when employment begins.
  • The Physicians mortgage is tailored specifically to medical doctors who have a minimum degree of M.D., D.O. D.M.D., D.V.M., or D.D.S
  • Attached or detached single-family residences, Condo, Townhome and PUD
  • Available in 15-year Fixed OR 1, 3, 5, 7, 10, 15/1 year ARMs
  • Refinance terms available up to 95% LTV

Physician loans are different animals. They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this blog specialize with doctors ONLY. They are battle tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you?  I’ve made it real easy. Drop your name and preferred contact method in the form on this page and I’ll let him know you’re looking for him.
Scroll to Top