- Medical Doctors, Dentists and Veterinarians with MD, DO, DVM, DPM, DDS, or DMD; podiatrist and Ophthalmologist permitted
- Primary residences ONLY, no second homes, or investment properties; acceptable properties: 1-2 unit, PUDS, Townhomes and Condos (non-warrantable condo limited to 90% LTV
- 100% financing up to $1,000,000 with NO PMI
- 95% financing up to $1,250,000 with NO PMI
- 90% financing up to $2,000,000 with NO PMI
- 700 minimum credit score required; maximum DTI 50%
- Student loan calculator used for residents/fellows ONLY; all others must be on a repayment plan or calculation is done based on the actual verified interest rate and loan term
- NO NEW CONSTRUCTION
- 30yr Fixed, 15yr fixed, OR 15/6, 10/6, 7/6 ARMS
- Closing may occur prior to employment start date with acceptable signed contract and reserve requirements met
- Gift Funds allowable for down payment, closing cost, or cash reserve requirement
- Refinance options available up to $250,000 maximum cash out available
- Disclaimer: This is not a complete list of underwriting requirements; please submit contact information for more details
Menu