Program Details
  • Available terms 15-year fixed or 3/1, 5/1, 7/1, and 10/1 ARMs
  • 0% financing to $1,000,000
  • 5% Down financing to $1,500,000
  • 10% Down financing to $2,000,000
  • 700 minimum credit score for 100% financing
  • No Mortgage Insurance (MI) required 
  • Can use employment contract income and close on your home 60 days prior to your employment start date
  • Available for MD, DO, DMD, PharmD, DVM, and DDS’s including dental surgeons, orthodontist, and general dentist
  • Practicing Physicians must not be out of training for more than 10 years OR newly relocating
  • Refianancing options available

Physician loans are different animals. They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this blog specialize with doctors ONLY. They are battle tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you?  I’ve made it real easy. Drop your name and preferred contact method in the form on this page and I’ll let him know you’re looking for him.
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