Fulton Bank

Physician Mortgage Program Details:

  • Available terms 15-year fixed or 3/1, 5/1, 7/1, and 10/1 ARMs
  • 0% financing to $1,000,000
  • 5% Down financing to $1,500,000
  • 10% Down financing to $2,000,000
  • 700 minimum credit score for 100% financing
  • No Mortgage Insurance (MI) required 
  • Can use employment contract income and close on your home 60 days prior to your employment start date
  • Available for MD, DO, DMD, PharmD, DVM, and DDS’s including dental surgeons, orthodontists, and general dentist
  • Practicing Physicians must not be out of training for more than 10 years OR newly relocating
  • Refinancing options available