- 0% down up to $750,000
- 5% down up to $1,250,000
- 10% down up to $2,000,000
- No PMI
- Available terms- 15 and 30-year fixed or 5, 7, 10, and 15-year ARMs
- H1B Visa accepted
- Student loans in deferment, forbearance, or IBR not included in debt ratios
- Able to close 90 days prior to employment start date
- Gift funds are acceptable and can be applied to the down payment, closing cost, or cash reserves
- Available for single-family homes, townhomes, condominiums, and PUD
- No limit to years after training
- Construction loans are not eligible
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