- 100% Financing is NOT available
- Minimum credit score of 700 required
- 5% down payment up to $850,000
- 10% down payment up to $1,000,000
- 15% down payment up to $1,500,000
- Over $1,500,000 approvals on a case by case bases
- Available terms 30-year fixed or 5, 7, or 10-year ARMs
- Interest-only options available to 89%LTV
- Construction permanent loans with one-time closing available
- No Private Mortgage Insurance (PMI)
- No pre-payment penalties
- Can use employment contract income and close on your home 60-90 days prior to employment start date
- H1B Visa allowed
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