Program Details
  • 700 FICO score required
  • 0% Down financing to $750,000
  • 5% Down financing up to $1,000,000
  • 10% financing up to $1,500,000
  • Over $2,000,000 available
  • Terms available are 15-year fixed, 5/1, 7/1, 10/1 ARMs
  • Primary residences inside 7 state footprint
  • Secondary residences available nationwide if primary address is inside the 7 state footprint 
  • No Private Mortgage Insurance (PMI)
  • No points
  • Can use employment contract income and close on your home 60 days prior to employment start date
  • Construction Loans are available
Physician loans are different animals. They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this blog specialize with doctors ONLY. They are battle tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you?  I’ve made it real easy. Drop your name and preferred contact method in the form on this page and I’ll let him know you’re looking for him.
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