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Optometrist Physician Mortgage

Let us help your transition into this next chapter be effortless.

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BMO Harris Bank - Todd Dalton

BMO Harris Bank - Todd Dalton

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

BMO Harris Bank - Evans

BMO Harris Bank - Evans

0% Down up to $1,000,000

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

BMO Harris Bank - Evans >0

BMO Harris Bank - Evans >0

5% Down to $1,500,000

10% Down to $2,000,000

BMO Harris Bank - Crouse

BMO Harris Bank - Crouse

0% Down up to $1,000,000

5% Down to $1,500,000

10% Down to $2,000,000

BMO Harris Bank - Crouse >0

BMO Harris Bank - Crouse >0

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

BMO Harris Bank Hall

BMO Harris Bank Hall

0% Down up to $1,000,000

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

BMO Harris Bank Hall >0

BMO Harris Bank Hall >0

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

BMO Harris Bank - Brown

BMO Harris Bank - Brown

0% Down up to $1,000,000

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

BMO Harris Bank - Brown >0

BMO Harris Bank - Brown >0

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

Key Bank 2.0

Key Bank 2.0

90% Loan-to-value (LTV) to $1,500,000

85% Loan-to-value (LTV) to $2,000,000

Hidden

Key Bank JM

Key Bank JM

100% Loan-to-value (LTV) to $1,000,000

95% Loan-to-value (LTV) to $1,500,000

85% Loan-to-value (LTV) to $2,000,000

Hidden

Key Bank

Key Bank

100% Loan-to-value (LTV) to $1,000,000

95% Loan-to-value (LTV) to $1,500,000

85% Loan-to-value (LTV) to $2,000,000

Hidden

Berkshire Bank

Berkshire Bank

0% down up to $1,000,000

5% Down up to $1,250,000

10% Down up to $2,000,000

Hidden

Amplify Credit Union

Amplify Credit Union

5% Down to $1,250,000

10% Down up to $1,500,000

20% Down up to $1,750,000

Hidden

Evolve Bank and Trust

Evolve Bank and Trust

0% Down up to $1,000,000

5% Down to $1,250,000

10% Down up to $1,500,000

15% Down up to $2,000,000

Hidden

Evolve Bank and Trust - TK

Evolve Bank and Trust - Tk

0% Down up to $1,000,000

5% Down to $1,250,000

10% Down up to $1,500,000

15% Down up to $2,000,000

Hidden

Waterstone Mortgage

Waterstone Mortgage

0% Down up to $726,200

Lake Michigan Credit Union

Lake Michigan Credit Union

0% Down up to $1,250,000

5% Down to $1,500,000

10% Down up to $1,750,000

Loans up to $2,500,000 available

No PMI

Hidden

Old National Bank

Old National Bank

0% Down up to $750,000

5% Down to $1,250,000

10% Down to $2,000,000

First National Bank

First National Bank

0% Down up to $1,250,000

5% Down to $1,500,000

10% Down to $2,000,000

First National Bank - EE

First National Bank - EE

0% Down up to $1,250,000

5% Down to $1,500,000

10% Down to $2,000,000

Hidden

City National Bank

City National Bank

0% Down up to $1,000,000

5% Down up to $1,500,000

10% Down up to $2,000,000

Hidden

City National Bank - PC

City National Bank - PC

0% Down up to $1,000,000

5% Down up to $1,500,000

10% Down up to $2,000,000

Hidden

Cadence Bank

Cadence Bank

0% down up to $1,000,000,00

5% down up to $1,500,000,00

10% down up to $2,000,000,00

Residents are not eligible

Primary Home Only

Warsaw Federal

Warsaw Federal

0% Down financing up to $850,000

5% Down financing up to $1,250,000

10% Down financing up to $1,500,000

Fifth Third Bank

Fifth Third Bank

0% Down financing up to $1,000,000

5% Down financing up to $1,500,000

10% Down financing up to $2,000,000

No PMI

TD Bank

TD Bank

100% financing up to $1,000,000

95% financing up to $1,500,000

89.99% financing up to $2,000,000

No PMI

U.S. Bank

U.S. Bank

5% down up to $647,200

10% down up to $1,250,000

20% down up to $2,000,000

First Horizon Bank

First Horizon Bank

0% down up to 1,500,000

5% down up to 2,000,000

10% down up to 2,500,000

First Horizon Bank - S

First Horizon Bank - S

0% down up to 1,500,000

5% down up to 2,000,000

Min Fico 700

Hidden

Happy State Bank

Happy State Bank

0% down up to $750,000

5% down to $1,250,000

10% down to $1,500,000

15% down to $3,000,000

No PMI

Truist

Truist

0% down up to $1,000,000

5% down up to $1,500,000

10% down up to $2,000,000

Hidden

Truist JM

Truist JM

0% down up to $1,000,000

5% down up to $1,500,000

10% down up to $2,000,000

Fulton Mortgage Company PA

Fulton Mortgage Company PA

0% down up to $1,500,000

5% down up to $2,000,000

10% down up to $3,000,000

700 minimum credit score for 100% financing

Hidden

Fulton Mortgage Company

Fulton Mortgage Company

0% down up to $1,500,000

5% down up to $2,000,000

10% down up to $3,000,000

700 minimum credit score for 100% financing

Hidden

Huntington Bank

Huntington Bank

100% financing up to $1,000,000

95% financing up to $1,250,000

90% financing up to $2,000,000

Hidden

First Community Mortgage - TK

First Community Mortgage

0% down up to $1,250,000

Hidden

First Community Mortgage - Todd

First Community Mortgage - TB

0% down up to $1,250,000

Hidden

GoldWater Bank

GoldWater Bank

0% down up to $1,500,000

ARMs Only

Flagstar Bank

Flagstar Bank

0% Down up to $1,000,000

5% Down to $1,500,000

Hidden

Flagstar - BN

Flagstar - BN

0% Down up to $1,000,000

5% Down to $1,500,000

Hidden

Flagstar - Greg

Flagstar - Greg

0% Down up to $1,000,000

5% Down to $1,500,000

Hidden

Citizens Bank - KA

Citizens Bank - KA

5% Down up to $850,000

10% Down up to $1,000,000

15% Down up to $1,500,000

Hidden

Citizens Bank - NS

Citizens Bank - NS

5% Down up to $850,000

10% Down up to $1,000,000

15% Down up to $1,500,000

Hidden

Citizens Bank - BH

Citizens Bank - BH

5% Down up to $850,000

10% Down up to $1,000,000

15% Down up to $1,500,000

Hidden

Northpointe Bank

Northpointe Bank

0% down up to $1,100,000

5% down up to $1,600,000

10% down up to $1,850,000

15% down up to $2,000,000

(ARMs Only NO Fixed 30 or 15-year Available)

Hidden

Regions Bank

Regions Bank

100% financing up to $750,000

95% financing up to $1,000,000

No PMI

Regions Bank Banterra

Regions Bank - Banterra

0% down up to $1,000,000

10% down up to $2,000,000

20% down up to $3,000,000

WinTrust

Wintrust

0% down to $850,000

3% down to $1,250,000

5% down to $1,500,000

10% down to $2,000,000

20% down to $3,000,000

Hidden

Vystar Credit Union

Vystar Credit Union

2% down up to $750,000 (min 660 FICO )

10% down up to $3,000,000(700 min FICO)

All designations are eligible.

Hidden

Trustline Mortgage

Trustline Mortgage

3% down up to $766,550

Hidden

PNC

PNC

10 year ARM only NO fixed rates

5% up to $1,000,000

10% up to $1,500,000

Hidden

BBVA Residents

BBVA Residents

0% Down up to $650,000 **Limited Availability

5% up to $1.25M

10% up to $1.5M

15% up to $2M

Hidden

Susser Bank

Susser Bank

0% down to $1,000,000

5% down to $1,500,000

10% down to $2,000,000

Westerra Credit Union

Westerra Credit Union

0% down to $1,000,000

5% down to $1,500,000

10% down to $2,000,000

Hidden

First Bank

First Bank

$0 down up to $700,000

5% down up to $1,000,000

No bank for the State/Designation selected has been found. Please go back to change the selection.

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As Seen On

Optometrist Physician Mortgages Explained

The Optometrist physician mortgage it does exist! Better yet we have compiled the banks that offer them. Here is the bare bones, no bull explanation of these specialty home loans. The Optometrist physician mortgage are physician mortgage products those with OD degrees to be considered! The Optometrist physician mortgage products are designed with physicians in mind but several banks have extended the program to you!

There are FIVE unique ways that make physician home loans the most practical choice.

There are five unique ways that make physician home loans the most practical choice.

Zero Down Payment

Low or Zero Down Payment 0-10% is typical

Faster Closing

Ability to close 90 days prior to new employment beginning.

Uncounted Student Loan Debt

Student loan debt not counted against you, allowing to qualify for a nicer home.

No Private Mortgage Insurance

Saving you up to 1% annually. $10,000 per year savings on a 1 million dollar home.

Higher Loan Limit

Higher loan limits up to 5 million are available typically at the same rate

info@physicianbanks.com

251 W Central Ave #138,
Springboro, OH 45066

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