Optometrist Physician Mortgage

Optometrist Physician Mortgage Explained

The Optometrist physician mortgage it does exist! Better yet we have compiled the banks that offer them. Here is the bare bones, no bull explanation of these specialty home loans. The Optometrist physician mortgage are physician mortgage products those with OD degrees to be considered! The Optometrist physician mortgage products are designed with physicians in mind but several banks have extended the program to you!

There are FIVE unique ways that make physician home loans the most practical choice.

Low or Zero Down Payment 0-10% is typical
No Private Mortgage Insurance(PMI) saving you up to 1% annually. That is a $10,000 per year savings on a 1 million dollar home.
Student loan debt not counted against you. This allows you to qualify for a nicer home.
Higher loan limits up to 2 million are available typically at the same rate
Ability to close 90 days prior to new employment beginning. Moving is stressful enough without starting a new job. Why move twice or pay huge premiums for long term housing.

CHOOSE YOUR STATE TO SEE ALL LENDERS

Designation*
State*
- 5% Down to 1,000,000
- 10% Down to 1,500,000
- Available in 10, 15, 20 & 30 year fixed rates
- Available in 3/1, 5/1, 7/1 & 10/1 year ARMs
- No Private Mortgage Insurance required
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- 100% financing up to $1,000,000
- 90% financing up to $2,000,000
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- 0% Down financing to $750,000
- 5% Down financing up to $1,000,000
- 10% Down financing up to $1,500,000
- Over $2,000,000 available
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- 5% Down Payment Required
- Minimum credit score of 700 required
- Available terms 15yr & 30yr fixed or 5yr, 7yr, or 10yr ARMs
- 95% financing to $850,000
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- 0% down up to $750,000
- 5% down up to 1,000,000
- 15% down up to $1,500,000
- No PMI
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- Available terms 15yr & 30yr fixed or 3/1, 5/1, 7/1, and 10/1
- 0 down financing to $1,000,000
- 5% down financing to $1,500,000
- 10% down financing to $2,000,000
- 700 minimum credit score for 100% financing
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- Available terms 15yr & 30yr fixed or 3/1, 5/1, 7/1, and 10/1
- 0 down financing to $1,000,000
- 5% down financing to $1,500,000
- 10% down financing to $2,000,000
- 700 minimum credit score for 100% financing
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- 100% financing up to $750,000
- 95% financing up to $1,250,000
- 90% financing up to $2,000,000
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- 100% Loan-to-value (LTV) to $750,000 **Not Available in California
- 95% Loan-to-value (LTV) to $1,000,000
- 90% Loan-to-value (LTV) to $1,500,000
- Loan amounts up to $3.5 million
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- 100% Loan-to-value (LTV) to $750,000 **Not Available in California
- 95% Loan-to-value (LTV) to $1,000,000
- 90% Loan-to-value (LTV) to $1,500,000
- Loan amounts up to $3.5 million
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- 0% Down up to $650,000
- 5% Down up to $1,000,000
- 10% Down up to $1,500,000
- 20% Down up to $2,000,000
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- 100% financing up to $650,000
- 95% financing up to $750,000
- No PMI
- Eligible professions include MD, DO, and Dentists
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- - Up to 95% financing for loan amounts up to $1,000,000
- - No mortgage insurance
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- 100% financing up to $750,000
- 95% financing up to $1,300,000
- 90% financing up to $1,800,000
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- 5% down up to $510,400(4765,500 in select counties)
- 10% down up to $1,250,000
- 20% down up to $2,000,000
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